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Flexible Spending Accounts enable employers and/or employees to set aside money on a pre-tax basis to reimburse qualified medical and dependent care costs.

Combining a defined contribution program such as Flexible Spending Accounts (FSA), Health Reimbursement Arrangements (HRA) or Health Savings Accounts (HSA) (comparison) with a high deductible health plan is a central strategy behind consumer-directed healthcare. With this arrangement, employees are given incentive to utilize their healthcare wisely before any plan dollars are used.

By the very nature of pre-tax benefits, savings to the employee and employer are nearly automatic. Click here to estimate your savings.