Qualifications or certifications: American Society of Pension Professionals and Actuaries (ASPPA) Qualified 401(k) Administrator (QKA); Series 65 licensed as a registered investment advisor representative
Alumni: Indiana University-Purdue University at Indianapolis, Dual B.S., Marketing and Distribution Management; Anderson University, M.B.A., Business Administration
As an administrator and consultant, Kristie Ertel has worked in corporate retirement benefits for more than 12 years, with a focus on defined contribution plan development, consulting, and education.
Participant education is of the utmost importance to Kristie, with a simple goal of helping participants to retire on time. Series 65 certified, Kristie consults individuals directly, conducting investment and plan education via phone, e-mail, or group and one-on-one settings.
Prior to becoming a Consultant, Kristie served as an Account Manager with Nyhart, specializing in the administration of 401(k) plans. Clients appreciated Kristie’s attention to detail, rapid responses, and ability to effectively help clients interpret and understand the rules and regulations with regard to the IRS and Department of Labor.
Areas of expertise
401(k) Plan Design, Plan Participant Education, 403(b), Defined Contribution
A safe harbor 401(k) plan avoids nondiscrimination testing of elective deferrals (ADP test) and matching contributions (ACP test). However, the plan must comply with specific requirements to be considered a […]