Kristie Ertel

Consultant

Qualifications or certifications: American Society of Pension Professionals and Actuaries (ASPPA) Qualified 401(k) Administrator (QKA); Series 65 licensed as a registered investment advisor representative

Alumni: Indiana University-Purdue University at Indianapolis, Dual B.S., Marketing and Distribution Management; Anderson University, M.B.A., Business Administration

As an administrator and consultant, Kristie Ertel has worked in corporate retirement benefits for more than 10 years, with a focus on defined contribution plan development, consulting, and education.

Participant education is of the utmost importance to Kristie, with a simple goal of helping participants to retire on time.  Series 65 certified, Kristie consults individuals directly, conducting investment and plan education via phone, e-mail, or group and one-on-one settings.

Prior to becoming a Consultant, Kristie served as an Account Manager with Nyhart, specializing in the administration of 401(k) plans.  Clients appreciated Kristie’s attention to detail, rapid responses, and ability to effectively help clients interpret and understand the rules and regulations with regard to the IRS and Department of Labor.

Married with 3 children, Kristie is a member of the East 91st Street Christian Church.  She enjoys blogging, traveling, and spending time with her family.

Areas of expertise

401(k) Plan Design, Plan Participant Education, 403(b), Defined Contribution



Ask Nyhart articles written by Kristie:

  • IRS Issues Guidance Related to DOMA Decision

    On August 29th, the Internal Revenue Service (IRS) issued Revenue Ruling 2013-17 (Ruling) in response to the Supreme Court’s decision to strike down a portion of the Defense of Marriage […]
  • IRS Provides Relief to 403(b) Plan Sponsors

    One of the changes in the recently updated version of the Employee Plan Compliance Resolution System (“EPCRS”) is the inclusion of a correction method for plan document failures in 403(b) […]
  • Can we allow rollover contributions by new employees?

    Yes.  A plan can allow for rollover contributions to be made.  This can be limited to just those employees who are participants or the plan can allow any employee who […]
  • What is a safe harbor 401(k) plan?

    A safe harbor 401(k) plan avoids nondiscrimination testing of elective deferrals (ADP test) and matching contributions (ACP test). However, the plan must comply with specific requirements to be considered a […]
  • Annual Participant Fee Disclosure Deadline on the Horizon

    The August 30, 2012 deadline for the annual disclosures under the final regulations for participant fee disclosure is rapidly approaching.  The Regulations will only apply if a plan is a […]